What We Do — Protect Family, Business & Legacy
We create clear, actionable plans that safeguard your business, minimize taxes, and preserve assets for future generations. Our team delivers the practical structure needed for predictable transitions — without legal confusion or missed opportunities.
Step-by-step transition roadmaps that maintain business stability while ownership and control shift smoothly to family members or key employees.
Ensure wills, trusts, and beneficiaries align so assets transfer efficiently and probate is avoided wherever possible.
We design lifetime gifting and inheritance strategies to minimize estate taxes and maximize what your family keeps.
Plans structured for Agawam, Springfield, West Springfield, and Massachusetts residents — compliant, actionable, and built to work in our state systems.
Medicaid Asset Protection Trusts (MAPTs) — Keep Your Home & Savings Safe
A MAPT is a strategic trust that shields assets from nursing home or long-term care costs — allowing you to qualify for Medicaid benefits without losing your life’s savings.
What a MAPT Does
A MAPT legally transfers ownership of your assets into a trust you control indirectly. After the five-year lookback period, those assets are protected from Medicaid recovery — meaning your home and savings can be preserved for your spouse or children.
Why Families Use MAPTs
Without proper planning, long-term care can drain lifetime savings. A MAPT allows you to stay in control while ensuring your estate passes to your loved ones instead of being spent on nursing costs.
Our Process
We design, implement, and maintain MAPT strategies — integrating them with your business or personal estate plan so everything works together under one coordinated structure.
Massachusetts Focused
Our MAPT strategies are tailored to Massachusetts Medicaid rules and exemptions, ensuring compliance and maximizing protection within our state’s system.
Real-World Examples — How Our Clients Benefit
- •Agawam Family Home Protection: A retired couple transferred their home into a MAPT in 2019. In 2025, after the lookback period, they qualified for Medicaid without having to sell their property — preserving $340,000 in home equity.
- •Small Business Owner Transition: Owner structured succession through a family trust combined with a buy-sell agreement, resulting in tax savings and continuity of operations after retirement.
- •Springfield Legacy Plan: Family business aligned estate documents, insurance, and tax strategy to create a sustainable transfer plan — avoiding conflicts and protecting multi-generational value.
Key Takeaways
Protecting your assets and family legacy starts with early planning. A Medicaid Asset Protection Trust can help you keep your home and savings safe, while a structured continuity plan ensures your business or estate transitions smoothly. We serve families and business owners throughout Agawam, Springfield, West Springfield, Ludlow, Longmeadow, and across Massachusetts.
